In this comedy, a relocation to Florida throws lowlife New Yorkers Barney (Paul Rodriguez) and Jake (Michael O'Keefe) into a dilemma when Jake falls for a beautiful schoolteacher, Olivia Farragut (Lucinda Jenney), who is struggling to find enough money to keep her school open. However, when they discover that Olivia stands to inherit a fortune, if only she will marry a true gentleman, Jake decides to transform himself into the epitome of good breeding.